Valid ID (Passport / EU ID)
Required to verify your identity for the bank.
Required for visa and residency applications
Needed for renting or buying property
Enables paying bills and utilities
Essential for tax and employment purposes
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Required to verify your identity for the bank.
Most Spanish banks require a Foreign Identification Number (NIE); some allow non-resident setups without it.
A utility bill, rental agreement, or empadronamiento (residency certificate) is usually needed.
Some banks request pay slips, employment contracts, or a justification for opening the account (e.g., property purchase, remote work).
For non-residents without a NIE, banks may request this document.
We can arrange either a completely online setup or accompany you at a local branch if you're already in Spain. Our remote process typically takes 3–4 weeks.
We take care of the full bank account opening process for you. Everything is managed remotely, so you don’t need to travel or be physically present in Spain.
Bank selection based on your profile (traditional vs. digital)
Account type planning (resident or non-resident)
NIE / residency status check and setup guidance
Document preparation and translation support
Application submission and follow-up
Delivered IBAN, card, and full online accessOptional in-person support if already in SpainDedicated account manager, available via email or WhatsAppLegal know-how meets lived experience. We are a cohesive team of expats and local lawyers combining international perspective with on-the-ground expertise - guiding you through every step with empathy, clarity and confidence.
Head of Legal, Spain
