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Open a bank account in Portugal

Fully remote - no need to be in the country. This guide walks you through the benefits, requirements, and processes of opening a bank account in Portugal.

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Relocate to Portugal
Benefits

Why you need a Portuguese bank account

A Portuguese bank account is necessary for various activities, including:

Required for visa applications and residency

Needed for renting or buying property

Enables paying utilities and contracts

Required for tax and social security payments

Essential for everyday life in Portugal

Can be opened remotely with our service

Overview

We make it easy - and fully remote

Opening a Portuguese bank account is one of the first steps for living, working, or studying in Portugal. It is often required for visa applications, rental agreements, utility contracts, and everyday financial transactions. For non-residents, the process can be complicated and usually requires in-person visits.
With our service, you can open a bank account entirely remotely. We handle the paperwork, communication with the bank, and ensure compliance with Portuguese banking regulations. This means you can have your account ready before you arrive in Portugal — saving time, hassle, and unnecessary travel.
Requirements

Requirements to open a Portuguese bank account

Get clarity on your next steps. In a free call, we’ll review your unique situation, explain the requirements, and build a plan tailored to your move. It’s free - no strings attached.

Valid Passport or ID

Banks require an official identification document that is valid and up to date.

Portuguese Tax Number (NIF)

A NIF is mandatory before opening a bank account in Portugal.

Proof of Address

You must provide a residential address, either in Portugal or abroad.

Proof of Employment or Income

Banks may ask for work contracts, payslips, or other proof of income.

Initial Deposit

Some banks require a minimum opening balance to activate the account.

Compliance & Verification

All documents are reviewed for anti-money laundering and compliance checks.

Included

What’s included

We take care of the full bank account opening process for you. Everything is managed remotely, so you don’t need to travel or be physically present in Portugal.

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Personalized case assessment and bank selection guidance
Preparation & submission of all bank application documents
Coordination with the bank on your behalf
Remote account opening without travel required
Full compliance check to avoid delays or rejections
Delivery of online banking access and debit card setup
One dedicated contact throughout the process
Money back guarantee

Secure your bank account in Portugal - without the hassle.

Let us take care of the paperwork, so you can continue living freely and worry-free.
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The Team

A team ready for you

Legal know-how meets lived experience. We are a cohesive team of expats and local lawyers combining international perspective with on-the-ground expertise - guiding you through every step with empathy, clarity and confidence.

Real Stories, Real Results

Trusted by Expats Around the World

I had no idea where to start with my visa. Roots explained everything clearly and handled the entire process flawlessly. Their team was kind, responsive, and incredibly detail-oriented throughout.
Sophie
UK to Spain
Roots went above and beyond in helping with my D7. They even assisted me in getting my tax number and setting up a local bank account, all fully remote. About 4 months later and settled in Porto now, thanks to their amazing support!
Nathan
US to Portugal
From first call to approval, Vanessa took care of us, making the whole paperwork as smooth, and stress-free as possible.
David & Monica
US to Spain
I had no idea where to start with my visa. Roots explained everything clearly and handled the entire process flawlessly. Their team was kind, responsive, and incredibly detail-oriented throughout.
Sophie
UK to Spain
Roots went above and beyond in helping with my D7. They even assisted me in getting my tax number and setting up a local bank account, all fully remote. About 4 months later and settled in Porto now, thanks to their amazing support!
Nathan
US to Portugal
From first call to approval, Vanessa took care of us, making the whole paperwork as smooth, and stress-free as possible.
David & Monica
US to Spain
I had no idea where to start with my visa. Roots explained everything clearly and handled the entire process flawlessly. Their team was kind, responsive, and incredibly detail-oriented throughout.
Sophie
UK to Spain
Roots went above and beyond in helping with my D7. They even assisted me in getting my tax number and setting up a local bank account, all fully remote. About 4 months later and settled in Porto now, thanks to their amazing support!
Nathan
US to Portugal
From first call to approval, Vanessa took care of us, making the whole paperwork as smooth, and stress-free as possible.
David & Monica
US to Spain
Reviews

2000+ people
moved with Roots

Team

Speak with our team today

"We’re not just lawyers - we’re partners in your journey. We take the time to understand your story, simplify the legal path ahead, and walk it with you - every step of the way."
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100% money-back guarantee
FAQ

Frequent questions

How does your pricing work - are there any hidden fees?

We offer fixed-price packages, so you'll always know exactly what you’re paying - no surprises, no hourly billing.

Will my case be handled by a real lawyer?

Yes, every client is assigned a dedicated in-house immigration lawyer. You’ll receive expert legal guidance and timely support throughout your entire process.

Where is your legal team located?

Our legal experts are based in Portugal, Spain, Greece and the UK. With teams on the ground, we stay closely aligned with local regulations and handle your case with precision and confidence.

What if I’m not sure which visa is right for me?

That’s exactly what we’re here for. Book a free consultation and we’ll walk you through your options based on your goals and situation.

Do you support family relocations?

Yes, we regularly assist families with their relocation. Whether you're applying together or bringing dependents later, we ensure every family member’s application is handled with care and in full compliance with local regulations.

Do you guarantee that I will get my visa?

While no company can guarantee visa approval, our success rate of over 98% across all visa types speaks for itself. We are so confident in our service that we even offer a money-back guarantee if visa outcomes aren't achieved.

Still have questions?
Can’t find the answer you’re looking for? Chat with us.
Right Here With You, Wherever You’re Headed

Local Offices. Global Support.

Relocating is easier when you have experts by your side. With local offices in Portugal, Spain, England, Greece and the UAE, our legal experts are on the ground - ready to help you settle in with confidence.

Barcelona

Ave. Del Portal de l'Àngel 40,
08002 Barcelona,
Spain
☏ +34 930 47 81 36

Lisbon

Av. 24 de Julho 98,
1200-870 Lisboa,
Portugal
☏ +351 21 020 5068

London

33 Queen St,
London EC4R 1AP,
England
☏ +44 20 4634 0293

Athens

Leof. Kifisias 44, Marousi
151 25 Athens,
Greece
☏ +30 21 1198 2947

Dubai

Building A1
Dubai Digital Park
Dubai Silicon Oasis, UAE.
☏ +44 20 4634 0293
Overline

Start your relocation to Portugal today

Pay in 2 easy installments — 50% now, 50% before you receive your visa.
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